Behind-the-ear (BTE) Hearing Aids Cost and Financing

Behind-the-ear (BTE) hearing aids are the world’s most common hearing aid style. A tube connects the hearing aid to a custom earpiece called an earmold that fits in the ear canal. BTE styles that come with earmolds can fit any type of hearing loss, from mild to profound. Their longer shape follows the contour behind the outer ear and can generally house more features, controls and battery power than any other style of hearing aid. A BTE with earmold style is commonly used for children because the BTE can be reprogrammed as needed and the earmold can be replaced as the child grows.¹ While behind-the-ear are traditionally the largest type of hearing aid they also provide more amplification, a larger battery with a longer battery life, and a size that is easy to handle and adjust. Your hearing aid professional or audiologist can help explain the different types of hearing aids available and find the best hearing aid that fits your lifestyle, budget and hearing needs. Below we dive into the cost of behind-the-ear (BTE) hearing aids, if behind-the-ear hearing aids are covered by insurance and how financing can help.

How much do behind-the-ear (BTE) hearing aids cost?

The costs of BTE hearing aids vary widely based on the device and level of technology but generally speaking they range in cost from $1,000 to $6,000 a pair.² The two biggest factors effecting the cost of hearing aids are features and professional services associated with the selection, hearing aid fitting, adjustments and overall maintenance of the hearing device.

What do behind-the-ear (BTE) hearing aids cost with insurance?

Hearing aids are generally not covered by medical insurance, though insurers sometimes offer plans that include coverage for hearing tests and hearing aid fittings. You should check with your insurance provider to see what coverage may be available. Currently there are about 5 states that mandate health insurance companies provide full or partial hearing aid coverage for adults.³ If you live in a state that mandates coverage you’ll have to do a little research to find out how much is covered and how often a claim can be made, as well as other qualifiers for coverage. You can also check with your audiologist or hearing aid professional for affordable hearing aid options.

How can I pay for behind-the-ear (BTE) hearing aids?

If you are looking to purchase behind-the-ear hearing aids and don’t have private medical insurance, live in a state where coverage is mandated, or need a way to pay for co-pays, deductibles or other out-of-pocket costs there are several payment options you can consider. If you have the funds readily available, of course you can tap into your savings. You may also be able to use a tax-free Health Savings Account (HSA) or Flexible Spending Account (FSA) to pay for the procedure. If you are interested in paying over time, it’s important to know very few providers extend credit to patients through their practice where patients would receive bills from, and pay the provider directly. Almost all accept general purpose credit cards and many accept the CareCredit credit card, which may be a convenient way to pay for better hearing.

Can I use my CareCredit credit card to pay for behind-the-ear (BTE) hearing aids?

Yes. If approved, you can use your CareCredit credit card at locations within the CareCredit network to finance behind-the-ear hearing aids and other hearing care products. The benefit of using a CareCredit credit card for hearing aids is the opportunity to use promotional financing.* If approved, you can pay for the care you need immediately. You can also use your CareCredit card again and again to pay for other health, wellness and hearing care needs. Use the Acceptance Locator or download the CareCredit Mobile App to find a nearby audiologist that accepts the CareCredit credit card.