Addressing Cost Concerns with CareCredit

For many, cost remains a barrier to moving forward with vision correction surgery. Learn how simple it is to share the CareCredit credit card to help address cost concerns and offer more patients a way to say “yes” to better vision.

By Synchrony, Health & Wellness

Posted Nov 21, 2025 - 1:34 min video

Jean Moody, Vice President, Specialty and Wellness Solutions at Synchrony, shows step-by-step how to quickly and easily present the CareCredit credit card as a payment option during the financial conversation.

Video Transcript

Ready to help patients address cost as a concern during the consultation? It may be easier than you think.

“Hi, Mason. Nice to meet you. It looks like you're a great candidate for vision surgery, so let's get you scheduled. The cost is $4,000.”

“To be honest with you, that's a little bit more than I'm comfortable spending today. Can I at least think about it?”

“I totally understand. It's a big decision. We do accept credit cards, and we have financing through CareCredit. It's a credit card for your health and wellness expenses such as vision, dentistry and even veterinarian care if you have a pet. With CareCredit, you can pay over time, often with promotional financing.”

“Promotional financing? What do you mean by that?”

“Great question. The CareCredit credit card offers deferred interest promotional financing, which is a type of financing where, as long as you make the required monthly payments and pay your balance in full within the promotional period, you won't pay any interest. If you don't pay the promo balance in full within the promo period, you will be charged interest from the purchase date.”

“Looks like your monthly payment may be around $167. Would you like to see if you prequalify with no impact to your credit score?”

“Absolutely. Let's see what we got here.”

It may be that easy to help more patients address their cost concerns with the CareCredit credit card.

A Patient Financing Solution for Ophthalmologists

Cost may be a barrier to care for your current and prospective ophthalmology patients. You can help them manage the cost of the care they want or need by offering the CareCredit credit card as a financing solution. CareCredit allows patients to pay for their eye exams, LASIK, surgeries and other treatments over time while helping to enhance the payments process for your practice.

When you accept CareCredit, patients can see if they prequalify with no impact to their credit score, and those who apply, if approved, can take advantage of special financing on qualifying purchases.* Additionally, you will be paid directly within two business days.

Learn more about the CareCredit credit card as a patient financing solution for your ophthalmology practice or start the provider enrollment process by filling out this form.

Ready to help more patients and clients get the care they want and need?

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Ready to help more patients and clients get the care they want and need?

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*Subject to credit approval.


The information, opinions and recommendations expressed in the article are for informational purposes only. Information has been obtained from sources generally believed to be reliable. However, because of the possibility of human or mechanical error by our sources, or any other, Synchrony and any of its affiliates, including CareCredit, (collectively, “Synchrony") does not provide any warranty as to the accuracy, adequacy or completeness of any information for its intended purpose or any results obtained from the use of such information. All statements and opinions in this article are the sole opinions of the doctor being interviewed. The data presented in the article was current as of the time of writing. Please consult with your individual advisors with respect to any information presented.


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