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Payment Calculator

To estimate monthly payments and total cost of financing with CareCredit, enter the total amount and estimated amount covered by insurance (if applicable).

 
 
Financing type Learn more

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Credit Card

A credit card with flexible financing to spread payments over time.

  • Promotional financing with monthly payments
  • No annual fee. Accepted at over 250k locations
  • Once approved, you can use it again and again for health, wellness, beauty, and animal care costs

Pay Later Loan

A one-time use loan.

  • Predictable fixed monthly payments with no prepayment penalties
  • Promotional financing offers may be available
  • Fixed rate APRs available
  • The loan closes when paid in full

*Not all providers offer all promotional financing options so please check with your healthcare providers on which financing options they offer. Promotional financing options are not available at all retail locations that accept CareCredit and standard account terms will apply to such purchases.