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Financing solutions for dental practices

Help more patients afford dental care with financing solutions designed to support your practice's growth.

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Why dental providers accept CareCredit

CareCredit is a trusted financing partner that helps people, practices and businesses thrive.

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Flexible financing for your dental practice

You select the promotional financing options that work best for your practice and patients. No hidden fees for you and no down payment for patients unless you require it.

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Fast application. Instant credit decision

Patients can see if they prequalify in real time with no impact to their credit score. If approved, they can use their card to pay for care right away.

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Tools and resources to help your practice grow

Get complimentary certified training, tools and resources, free marketing materials, and client care to help grow your dental practice.

A trusted partner

12 M+
Total open cardholders accounts
Attract more patients or clients, and help more people move forward with care.
290 K+
Enrolled locations
Join a robust and growing network of health and wellness professionals.
$2,200
Average first purchase
For a patient opening a CareCredit credit card in a dental practice.

One application. Two ways to pay for dental care.

Flexible Financing Options

Credit Card

Reusable credit for ongoing care

  • Use again and again for health, wellness, beauty and animal care costs
  • Shorter and longer-term special financing starting at 6 months for purchases of $200+
  • Accepted at 290K+ locations and counting, nationwide
View details

Pay Later Loan

One-time-use loan for bigger or more defined care plans

  • Predictable monthly payments with a clear payoff timeline
  • Pay over time available for purchases of $500+
  • No surprises with fixed APR and terms, and closes once paid in full
View details

Commonly used for

Dental implants Crowns Clear aligners Veneers

Promotional Financing Options

Let’s get down to the details.

No Interest if Paid in Full

 

On qualifying purchases of
$200 or more

 

within 6 months

 

within 12 months

 

within 18 months

 

within 24 months

 

No interest is charged if the promo balance is paid in full within the promo period. Minimum monthly payments required.

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Reduced APR with Fixed Monthly Payments

 

On qualifying purchases of
$1000 or more

 

17.90% APR for 24 months

 

18.90% APR for 36 months

 

19.90% APR for 48 months

 

On qualifying purchases of
$2500 or more

 

20.90% APR for 60 months

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Real providers. Real results.

View all testimonials
The CareCredit credit card is extremely valuable and it's easy to use. You can use that same CareCredit credit card at the vet as you can at the dentist.
Dr. Ethan Erwin
Smile Hot Springs, Hot Springs, AR
CareCredit enhances my practice by allowing patients to get the needed treatment, but also ease the burden of the finance portion, so they can use the CareCredit credit card to extend those payments over a longer period of time.
Dr. Stephen Deal
Symmetry Modern Dentistry, Little Rock, AR
The CareCredit credit card and the promotional financing allows them to pay for that additional cost and do it in a way where it's not stressful for them.
Dr. Brian Harris
Cosmetic dentist, Phoenix, AZ
I enthusiastically recommend the CareCredit credit card to my colleagues and to our clients.
Dr. Dan German
Orthobrain, German Orthodontics, Cleveland, OH

Explore how the CareCredit platform can help you offer more patients or clients a way to pay for care.

Explore how the CareCredit platform can help you offer more patients or clients a way to pay for care.