CareCredit Simplifies Eye Surgery Financing Conversations

This video uses role play to demonstrate how CareCredit and its Payment Calculator can transform the cost of ophthalmology care into manageable monthly payments.

By Synchrony, Health & Wellness

Posted Nov 21, 2025 - 2:22 min video

In this video, Jean Moody, Vice President of Specialty and Wellness Solutions at Synchrony, demonstrates how to introduce CareCredit and its Payment Calculator to show how the cost of care could break down into convenient monthly payments during the financial conversation.

Video Transcript

Ready to have great cost conversations and help more patients move forward with vision correction surgery they want or need? It may be easier than you think.

“Hi, Mason. Nice to meet you. So, the doctor is recommending laser vision correction. I bet you’re excited to lose those glasses.”

“Yes. I’ve had it with these glasses. Let’s get the surgery going.”

“I hear that from so many patients. So, let’s talk about cost. The procedure will run about $4,000. And, of course, we take cash, credit cards and the CareCredit credit card. Are you familiar with CareCredit?”

“Actually, yes. I just used CareCredit at the vet not too long ago for my dog, Dolly. Are you saying I can use it for my vision surgery as well?”

“Yes, you can. Your estimated monthly payment with the 24-month promotional financing would be about $167 per month. Would you like more information on that?”

“That sounds absolutely fantastic. Let’s see what we’ve got here.”

See? It’s that easy. Here’s what it’d sound like if the patient did not have a CareCredit credit card...

“Hi.”

“Hi, Cindy. How are you?”

“Good.”

“Nice to meet you. Your insurance covers some of the cost of your cataract surgery. The cost of the premium lens the doctor spoke to you about is $9,000. We accept cash, credit cards and the CareCredit health and wellness credit card.”

“I don’t know if I want to put that on a credit card.”

“I understand it’s an investment in your vision. Are you familiar with CareCredit?”

“No. What is CareCredit?”

“It’s a credit card specifically for your family’s health and wellness needs — from vision surgery and dentistry to dermatology and even veterinarian care for your furry family members.

“The good news is you may be able to take advantage of promotional financing. So, with an out-of-pocket cost of $9,000, your estimated monthly payment with 24-month promotional financing is about $375 per month.

“Plus, once you have the CareCredit credit card, you can use it at over 240,000 locations that also accept CareCredit. It’s easy to see if you prequalify with no impact to your credit score. Want to see if this is an option for you?”

“Yeah. Let’s see.”

It may be that easy to ease cost concerns and help more patients schedule surgery.

A Patient Financing Solution for Ophthalmologists

Cost may be a barrier to care for your current and prospective ophthalmology patients. You can help them manage the cost of the care they want or need by offering the CareCredit credit card as a financing solution. CareCredit allows patients to pay for their eye exams, LASIK, surgeries and other treatments over time while helping to enhance the payments process for your practice.

When you accept CareCredit, patients can see if they prequalify with no impact to their credit score, and those who apply, if approved, can take advantage of special financing on qualifying purchases.* Additionally, you will be paid directly within two business days.

Learn more about the CareCredit credit card as a patient financing solution for your ophthalmology practice or start the provider enrollment process by filling out this form.

Ready to help more patients and clients get the care they want and need?

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Ready to help more patients and clients get the care they want and need?

Get Started

*Subject to credit approval.


The information, opinions and recommendations expressed in the article are for informational purposes only. Information has been obtained from sources generally believed to be reliable. However, because of the possibility of human or mechanical error by our sources, or any other, Synchrony and any of its affiliates, including CareCredit, (collectively, “Synchrony”) does not provide any warranty as to the accuracy, adequacy or completeness of any information for its intended purpose or any results obtained from the use of such information. All statements and opinions in this article are the sole opinions of the doctor being interviewed. The data presented in the article was current as of the time of writing. Please consult with your individual advisors with respect to any information presented.


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