Portable Oxygen Concentrator Cost and Financing

A portable oxygen concentrator is a medical device that helps deliver oxygen to individuals who have low levels of oxygen in their blood. These people require a higher concentration of oxygen than what is available in the normal air around them.

How does a portable oxygen concentrator work?

Portable oxygen concentrators receive air and purify it by separating out the nitrogen. Smaller than stationary home oxygen concentrator units, portable oxygen concentrators are lightweight and easy to use, allowing for greater freedom and independence.¹

Below we dive into the cost of portable oxygen concentrators, if insurance covers it and how financing can help.

How much does a portable oxygen concentrator cost?

The average cost of a portable oxygen concentrator can vary widely from $2,000 to $6,000, depending on the weight of the concentrator, features offered and the brand.² Total cost includes the oxygen concentrator, electrical cord, battery and filter. Some models also include tubing, an oxygen mask and a carrying case or cart.

Does insurance cover a portable oxygen concentrator?

When medically necessary, a portable oxygen concentrator may be covered by insurance. The exact amount of coverage and what out-of-pocket costs you will pay depends on many factors including your private medical insurance plan and provider, your annual deductible and co-pay requirements.

Check with your plan provider to determine your specific benefits.

How can I pay for a portable oxygen concentrator?

If you are looking to pay for a portable oxygen concentrator and don’t have insurance or if you need a way to pay for co-pays, deductibles or other out-of-pocket costs, there are several payment options you can consider.

You may be able to use a tax-free Health Savings Account (HSA) or Flexible Spending Account (FSA) to pay for it.

If you are interested in paying over time, almost all medical equipment providers accept general-purpose credit cards. Many also accept the CareCredit credit card, which may be a convenient way to pay for a portable oxygen concentrator.*

Can I use my CareCredit credit card to pay for a portable oxygen concentrator?

You can use your CareCredit credit card at locations within the CareCredit network to finance your portable oxygen concentrator or other medical equipment and supplies. The benefit of using a CareCredit credit card is the opportunity to use promotional financing.* You can use your CareCredit card again and again to pay for other health and wellness needs as credit becomes available. Use the Acceptance Locator or download the CareCredit Mobile App to find a home medical equipment supplier near you who accepts the CareCredit credit card.