SearchWelcome to Synchrony Pay Monthly
Synchrony Pay Monthly and the CareCredit credit card are financing solutions that help you get the care you want or need today and pay over time.
Already a Pay Monthly loan holder?
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Pay over time with Pay Monthly
Pay Monthly is a one-time use loan that closes automatically when the balance is paid in full.
Fixed monthly payments including all interest charges
Fixed APR
Fixed loan term
How it works
See if you prequalify
Submit a prequalification check with no impact to your credit score.
Review financing options
If qualified, you’ll review your prequalified offer(s) of credit.
Instant decision
You accept the offer and open an account.
Interested in applying for a Synchrony Pay Monthly loan?
Please check with your health and wellness provider to see if they offer CareCredit and Synchrony Pay Monthly as a way to finance the care you want and need.
Questions? We’re here to help.
Synchrony Pay Monthly is loan is a one-time use loan that closes when paid in full at the end of the fixed term. This differs from a credit card, which can be used for additional purchases as credit becomes available. If approved, you can pay over time with fixed monthly payments. Pay Monthly or the CareCredit credit card can help give you more flexibility to move forward with care. Pay Monthly installment loans are available at select provider locations.
No, you cannot apply with a co-applicant for a Pay Monthly loan.
Once you complete your application and receive your approval, you will have 7 days to accept the loan by agreeing to the terms. If you do not do so within 7 days, you will need to re-apply in order to move forward with a loan.
You will receive a link in the welcome email to login to a Digital Servicing portal where you can review the loan details, make payments, enroll in autopay and more.
Looking for Allegro Credit?
Allegro Credit
Interested in a Synchrony Pay Monthly loan?
Check with your provider to see if they accept CareCredit and offer Synchrony Pay Monthly as a financing option.
Already a Pay Monthly loan holder?
Existing loan holders can log in to manage their account or call Synchrony Customer Service with any questions.
Synchrony Customer Service1-844-373-4960
*Subject to credit approval. Synchrony Pay Monthly loans are provided by Synchrony Bank.