Skip to main content

Patient Financing for Vision Care: Complement Your Insurance with CareCredit

Vision insurance may cover the basics, but here’s how pairing it with the CareCredit credit card can help patients with the premium eyewear and vision care they want or need.

By Synchrony Health & Wellness

Mar 06, 2026 - 1:10 min video

Vision insurance is a great start for patients— it typically helps with routine eye exams and standard frames or contacts — but costs can add up when they choose upgraded lenses, designer frames, specialty contacts or elective treatments.

In this video, we’ll break down what vision insurance usually covers, where gaps can happen and how the CareCredit credit card can complement your patients’ coverage by helping them pay for eligible out-of-pocket costs like deductibles, copays and items not fully covered.

Video Transcript

When it comes to vision care and eyewear, you don’t have to settle for the basics. Vision insurance and financing can work together to help you get what you want or need.

Let’s break it down...

Vision insurance typically covers the cost of routine eye exams, basic eyeglasses and contact lenses and some treatments. It may have a deductible and co-pay that you pay out of pocket. Your policy may also include an allowance for frames and contact lenses, but sometimes the styles you love are above your allowance or only partially covered, which means you’re paying the rest out of pocket.

Here’s where the CareCredit health and wellness credit card comes in. When you visit a provider enrolled in the CareCredit network, it’s a clear choice to complement your insurance and help you finance the remaining costs.* The best part: you can pay for things like deductibles and co-pays, as well as frames, lenses and elective treatments.

That’s why vision insurance and CareCredit can be the perfect pair to help you maximize your benefits and get what you really want without compromising.

Let’s discuss how we can help you develop a customized growth plan.

Start Now

Let’s discuss how we can help you develop a customized growth plan.

Start Now

*Subject to credit approval.


The information, opinions and recommendations expressed in the article are for informational purposes only. Information has been obtained from sources generally believed to be reliable. However, because of the possibility of human or mechanical error by our sources, or any other, Synchrony and any of its affiliates, including CareCredit, (collectively, “Synchrony") does not provide any warranty as to the accuracy, adequacy, or completeness of any information for its intended purpose or any results obtained from the use of such information. All statements and opinions in this article are the sole opinions of the doctor being interviewed. The data presented in the article was current as of the time of writing. Please consult with your individual advisors with respect to any information presented.


© 2026 Synchrony Bank.