Hearing Test Cost and Hearing Test Financing

Hearing loss can impact people in many ways from depression and memory problems to social isolation and even dementia. Unfortunately, many people with hearing loss delay seeking a test and, if necessary, treatment. In fact, almost 30 percent of people with hearing loss said they had waited more than a decade to seek a test or have never had their hearing health tested at all¹. Hearing loss becomes more common as people age, and it is recommended that people over the age 50 have their hearing tested every three years¹.

There are several ways to test your hearing health including new self-screening apps, online hearing tests and free hearing screenings at a local pharmacy. The hearing tests will examine how well you can clearly hear words with various levels of background noises. If a person is experiencing noticeable hearing loss, they may want to consult their primary care physician to first ensure the cause is not due to injury, an ear infection or earwax buildup that can be solved with a simple ear wax removal procedure. Below we dive into the cost of hearing tests, if insurance covers hearing tests and how financing can help.

How much does a hearing test cost?

Many audiologists provide hearing tests for a minimal fee, at no cost or include the service with treatment, which may include a hearing device. If the hearing test is provided by a primary care physician, a copay may be required.

Are hearing tests covered by insurance?

For the most part, insurance companies and Medicare do not cover hearing tests. According to Medicare, there may be some exceptions if the patient is enrolled in a Medical Advantage plan which provides additional coverage for hearing care as long as a doctor or healthcare professional determines there’s a medical need².

How can I finance and pay for a hearing test?

Many audiologists expect payment at the time the hearing test is to be performed. Some audiologists may extend credit to clients through their practice where clients would receive bills from their audiologist and pay them directly. But almost all accept general purpose credit cards and many accept the CareCredit credit card, which may be a convenient way to pay.

Can I use my CareCredit credit card to pay for my hearing test?

Yes. If approved, you can use your CareCredit credit card at locations within the CareCredit network to finance a hearing test and other hearing health needs. The benefit of using a CareCredit credit card is the opportunity to use promotional financing.* If approved, you can pay for the care you need immediately. You can also use your CareCredit card again and again to pay for other health, wellness and hearing care needs. Use the Acceptance Locator or download the CareCredit Mobile App to find a nearby audiologist that accepts the CareCredit credit card.