SearchThe Right Financing Partner Can Help You Drive Practice Growth
A trusted patient financing partner like CareCredit can help remove barriers to care and support sustainable practice growth with tools, expertise and a tailored plan.
By Synchrony Health & Wellness
Apr 17, 2026 - 3 min read
Practice growth may be easier when you have a patient financing partner to trust with your patients and a growth plan customized to your practice’s opportunities. There’s a reason 86% of CareCredit cardholders surveyed are highly satisfied with CareCredit.1 When you realize the strengths and value of the CareCredit health and wellness credit card, it’s easy to see there’s no better choice for your patients and practice.
There’s a reason CareCredit is rated a good to excellent value by 95x% of surveyed cardholders.2
Actually, there are many reasons, including:
Responsible Lending
We would like to help every patient get the care they want and need but understand not every patient should be approved for financing.
Ease of Use
We have a digital application process that enables patients to privately see if they prequalify for the CareCredit credit card with no impact to their credit score. We are also integrated into most dental practice management software and CRM platforms, which enables you to see which scheduled patients are CareCredit cardholders with available credit or are preapproved.
Practice Growth Focus
We have resources that help you solve key practice issues and practice support through Synchrony’s award-winning U.S.-based call centers. We also have a highly trained team of practice growth leads who leverage the best practices learned from thousands of practice visits, and innovative technology to create customized growth plans based on your specific opportunities.
Why CareCredit is the Clear Choice for Patient Financing
When you take a closer look at CareCredit, it’s easy to see CareCredit is the better choice for patient financing. Here are some features that demonstrate how CareCredit can positively impact the growth of your practice and health of your patients.
| Common questions | CareCredit credit card | Why it matters |
|---|---|---|
| Do all approved applicants receive the same APR and terms, regardless of credit score? | YES | Your patients are treated equally. All approved applicants receive the same APR and account terms, regardless of credit score. |
| Can patients see if they prequalify with no impact to their credit score? | YES | Your patients don’t need to worry about a credit inquiry impacting their credit score to see if they prequalify. |
| Do patients have to pay a down payment required by lender at time of care? | NO. Never. | Your patients don’t need to stress about finding immediate cash or using their general-purpose credit card for unexpected or unplanned care. |
| Can patients use it for their ongoing care needs and is promotional financing available for multiple transactions*? | YES | Your patients can be confident they have a way to pay* for their immediate and future care needs at more than 285,000 health and wellness locations. |
| Are merchant fees set and transparent for independent practices? | YES | You don’t have to worry about CareCredit increasing merchant fees unexpectedly or if you don’t meet “sales goals.” |
| Is the company experienced and solely focused on patient financing? | YES. For 35+ years. | You can be confident CareCredit treats your patients like you would – with the utmost care. |
| Are there existing cardholders with available credit? | YES. 12+ million cardholders with ~$40 billion in available credit | You may attract new patients and be visible to a large group of patients via CareCredit’s online Acceptance Locator – many of whom may already be in your community or in your practice and may have CareCredit as a way to pay. |
| Have they approved millions of accounts since inception and financed billions in total care? | YES. 44+ million accounts with $157+ billion total financed | You can rest assured CareCredit has the strength and stability to be there for you and your patients for decades to come. |
Offer Flexible Financing at Your Practice
If you are looking for a way to connect your patients with flexible financing that empowers them to pay for the care they want and need, consider offering the CareCredit credit card as a financing solution. CareCredit allows cardholders to pay for out-of-pocket health and wellness expenses over time while helping enhance the payments process for your practice or business.
When you accept CareCredit, patients can see if they prequalify with no impact to their credit score, and those who apply, if approved, can take advantage of special financing on qualifying purchases.* Additionally, your practice or business will be paid directly within two business days.
Learn more about the CareCredit credit card as a patient financing solution or start the provider enrollment process by filling out this form.
Discover how CareCredit is your true practice growth partner:
Download PDF
Let’s discuss how we can help you develop a customized growth plan.
Start Now
Related Content
View All
Articles
Let’s discuss how we can help you develop a customized growth plan.
Start Now*Subject to credit approval.
The information, opinions and recommendations expressed in the article are for informational purposes only. Information has been obtained from sources generally believed to be reliable. However, because of the possibility of human or mechanical error by our sources, or any other, Synchrony and any of its affiliates, including CareCredit, (collectively, “Synchrony”) does not provide any warranty as to the accuracy, adequacy, or completeness of any information for its intended purpose or any results obtained from the use of such information. The data presented in the article was current as of the time of writing. Please consult with your individual advisors with respect to any information presented.
© 2026 Synchrony Bank.
Sources
1 CareCredit Cardholder Satisfaction Tracker, 2025, Synchrony.
2 CareCredit Cardholder Engagement Study, 2023.