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Lap-Band® Surgery Cost and Procedure Guide

The national average cost of Lap-Band surgery can range from $9,117 to $23,350. Learn more about how the procedure works and what you might expect to pay.

Written by Kate Bayless

October 16, 2026

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Key Takeaways

  • The national average cost of Lap-Band surgery is $13,784, with total costs typically ranging from $9,117 to $23,350 depending on location, provider and additional services.
  • Lap-Band is a minimally invasive bariatric procedure that can help patients lose about 40% of their excess weight over time, though long-term complications may lead to additional surgeries.
  • While Lap-Band may be covered by insurance, the CareCredit credit card can help you finance the procedure and pay over time with convenient monthly payments.*

A balanced diet and regular exercise are key to maintaining a healthy lifestyle, but if they haven’t been enough to help you reach your weight loss goals, you aren’t alone. Bariatric — or weight loss — surgeries may also be an option.

While a variety of bariatric procedure options are on the market, one to consider is the Lap-Band® (laparoscopic adjustable gastric banding) system.

What Is Lap-Band Surgery?

Lap-Band is one type of bariatric surgery designed to help people lose weight. The procedure uses an adjustable silicone band to reduce the size of the stomach, decreasing the amount of food that can be consumed. As a laparoscopic procedure, it is minimally invasive, requiring only small incisions in the upper abdomen.1

Although Lap-Band was one of the most popular weight loss procedures in the early 2010s — accounting for over a third of all bariatric surgeries in 2011 — gastric sleeve and gastric bypass have become more common in recent years, representing 58% and 32.82% of procedures, respectively, in 2024.2 If you're interested in weight loss surgery, you should discuss the various bariatric procedures with your surgeon to determine which will be the best fit for you.

How Much Does Lap-Band Surgery Cost?

The national average cost** of Lap-Band surgery is $13,784, with costs ranging from $9,117 to $23,350.3

The cost of Lap-Band surgery can be impacted by the surgeon’s experience, geographic location and length of hospital stay, as well as medical tests, follow-up appointments and dietary programs.3

Calculate the costs of Lap-Band surgery near you**

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Average cost of Lap-Band surgery by state/district

Below is a breakdown of the average cost** of Lap-Band surgery in all 50 states and the District of Columbia:3

State/District Average cost
Alabama$12,164
Alaska$14,770
Arizona$13,472
Arkansas$11,916
California$16,742
Colorado$14,817
Connecticut$14,963
Delaware$13,740
District of Columbia$16,324
Florida$13,588
Georgia$13,189
Hawaii$15,803
Idaho$12,769
Illinois$13,619
Indiana$12,824
Iowa$12,713
Kansas$12,535
Kentucky$12,325
Louisiana$12,564
Maine$13,205
Maryland$14,417
Massachusetts$15,440
Michigan$13,010
Minnesota$14,287
Mississippi$11,944
Missouri$12,869
Montana$13,855
Nebraska$12,819
Nevada$13,878
New Hampshire$14,478
New Jersey$15,573
New Mexico$12,740
New York$15,692
North Carolina$12,926
North Dakota$13,916
Ohio$12,666
Oklahoma$12,396
Oregon$14,511
Pennsylvania$13,478
Rhode Island$14,348
South Carolina$12,833
South Dakota$13,874
Tennessee$12,591
Texas$13,626
Utah$13,051
Vermont$13,757
Virginia$13,635
Washington$15,387
West Virginia$12,604
Wisconsin$13,242
Wyoming$13,890

Is Lap-Band Surgery Covered by Insurance?

Bariatric surgeries such as Lap-Band may be covered by insurance; however, you may need to meet certain requirements as outlined by your insurance provider. These could include minimum body mass index (BMI), as well as documentation of previous weight loss attempts and preparation for bariatric surgery:4

BMI requirements

  • BMI of 40 or greater
  • BMI of 35 or greater along with an obesity-related condition such as type 2 diabetes, cardiovascular disease, high blood pressure or other serious cardiopulmonary issues

Documentation requirements

  • Active participation in a weight loss program for at least three to six months
  • Clearing a medical evaluation
  • Clearing a mental health evaluation
  • Nutritional counseling

Check with your insurance provider to determine whether Lap-Band is covered by your policy and what requirements must be met.

How Can You Pay for Lap-Band Surgery?

There are several ways to pay for Lap-Band surgery, depending on what your provider offers and your budget. Some pay up front with cash, check or a credit/debit card. Others may choose a payment plan offered through the practice.

If you’d prefer to pay over time, the CareCredit credit card is another option many patients use for out-of-pocket health and wellness services. If approved, you can make monthly payments (with options where available). Promotional financing options vary, so review the details and ask the office whether they accept CareCredit before deciding.

Who Is a Good Candidate for Lap-Band Surgery?

Lap-Band is a surgical treatment for those with severe obesity. Ideal candidates for Lap-Band may include those who:1

  • Have a body mass index (BMI) of 40 or higher
  • Have a BMI of 35 or greater along with an obesity-related condition, such as type 2 diabetes, cardiovascular disease, high blood pressure or other serious cardiopulmonary issues
  • Have not had long-term success losing weight with other methods

Benefits of Lap-Band Surgery

Although there are many different types of bariatric surgery to consider, Lap-Band offers several benefits:5

  • Band can be adjusted without additional surgery
  • Less expensive than some other bariatric procedures3
  • Minimally invasive procedure1
  • No “dumping syndrome” (diarrhea and nausea caused by food moving too quickly from the stomach to the small intestine, which can happen with bariatric procedures that shorten the digestive tract)
  • Reduced chance of nutritional deficiencies compared to other bariatric procedures

How Does Lap-Band Surgery Work?

Here’s what you can expect before, during and after a Lap-Band procedure.

Preparation

Bariatric surgeries like Lap-Band require both physical and mental preparation for the eating and lifestyle changes that are required for weight loss success.

Before a Lap-Band procedure, your doctor will likely require preoperative tests or evaluations, which may include:6

  • Bariatric surgery education classes to learn about the post-procedure changes to your body and diet
  • Blood work
  • Endoscopy1
  • General physical examination
  • Mental health evaluation
  • Nutritional counseling

If you smoke, you will asked to stop smoking in the weeks before the procedure and to share with your medical team any vitamins, supplements or medications you are taking.6

Although bariatric surgery requires you to prepare to make physical changes in your eating habits, it’s just as important to prepare mentally for the changes and challenges that can come during recovery. Some surgery centers may require nutritional counseling and support groups to help you understand and adjust to the quantity of food that can be consumed, redefine fullness and how to handle social eating situations.

Procedure

The Lap-Band procedure takes 30 to 60 minutes and is usually performed as an outpatient procedure.6 After receiving general anesthesia, the surgeon will make several small incisions on the upper abdomen to insert the laparoscope — a thin tube with a camera — and the needed surgical instruments.1

The surgeon will then use the surgical tools to place a silicone band filled with saline around the upper stomach to make a pouch. A small port with a tube connected to the silicone band will be placed under the skin of the abdomen, allowing the tightness of the band and therefore the size of the stomach to be adjusted by adding or removing saline. The surgeon will then close any incisions.1

Recovery

After a Lap-Band procedure, you must follow a liquid-only diet for the first one to two weeks. You will then gradually transition to pureed food, very soft foods and then eventually regular food by six weeks post-surgery. Your surgical team will provide you with a schedule of when to transition.6

During the healing process and transition to solid food, it is important to eat very small meals, chew well and eat slowly.1

You will have follow-up appointments to oversee the healing process, check for nutritional deficiencies and discuss adjusting the tightness of the band. Based on weight loss progress or issues with being able to keep food down, the surgeon may use the port to tighten or loosen the band, adjusting the size of your stomach.1

Possible Side Effects of Lap-Band Surgery

There are a variety of potential side effects from Lap-Band surgery. Although it is a minimally invasive procedure, there are still possible complications from the surgery, including blood clots, infection or reaction to the anesthesia.6

Lap-Band itself also comes with potential complications, including:6

  • Band intolerance or infection
  • Band slippage
  • Heartburn or stomach ulcers
  • Internal scarring
  • Movement, flipping, infection or other issues with the port
  • Nutritional deficiencies

Although the Lap-Band procedure has relatively few short-term side effects, an estimated 15% to 60% of patients will have long-term complications that require additional operations for adjustments, repositioning or removal.7 In those cases, ask your surgeon about alternative gastric procedures that might be more suitable.

Lap-Band Surgery Results

Lap-Band is not an overnight weight loss solution. The procedure works slowly over time to help patients lose roughly 40% to 50% of their excess body weight within the first three years of the surgery.8

Final results from Lap-Band surgery are often slower and lower than some other gastric surgeries. Results will also vary based on an individual's starting weight, tolerance of the Lap-Band, adherence to eating guidelines and other lifestyle factors.6

Although Lap-Band is designed to be a permanent solution to address weight loss, data shows that more than half of all bands are removed within 10 years of the initial procedure due to complications or unsatisfactory weight loss.9

Alternatives to Lap-Band Surgery

Lap-Band is just one type of bariatric procedure to consider. If you're interested in weight loss surgeries, you may also want to discuss other surgical options with your doctor. Two of the most popular procedures include gastric sleeve and gastric bypass surgery.

  • Gastric sleeve surgery. Also called a vertical sleeve gastrectomy, this procedure removes roughly 75% of the stomach, leaving just a sleeve-shaped tube, to restrict food intake. Patients can see an average of 60% loss of excess weight.10
  • Gastric bypass surgery. Also known as Roux-en-Y gastric bypass surgery (RYGB), this procedure creates a small pouch in the stomach that is then connected directly to the small intestine, shortening the digestive tract and decreasing the amount of nutrients and calories absorbed. Patients can see an average of 50% to 65% weight loss.11

Frequently Asked Questions About Lap-Band Surgery

Do you still have questions about lap-band surgery? Here are some answers to common questions about this surgical procedure.

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Financing Lap-Band Surgery With the CareCredit Credit Card

Ready to revitalize your appearance and boost your confidence? The CareCredit credit card makes it easy to pay for Lap-Band surgery and related expenses not covered by health insurance.* Use our Acceptance Locator to find a doctor or cosmetic surgeon near you that accepts CareCredit so you can stop dreaming and start living your best life. Continue your wellness journey by downloading the CareCredit Mobile App to manage your CareCredit account, find a provider on the go and easily access the Well U blog for more great articles, podcasts and videos.

In addition to cosmetic procedures, you can also use your CareCredit credit card for dentistry, pet care, vision, hearing, health systems, dermatology, pharmacy purchases, spa treatments and so much more within the CareCredit network. How will you invest in your health and wellness next?

Author Bio

Kate Bayless is a health and wellness freelance writer with 20 years of experience. Her work has appeared in Parents, Women's Health, Beachbody and OpenFit.

*Subject to credit approval.

**Actual cost may vary widely by provider, location, practice type, fees/materials, the specific service performed and current market conditions (including seasonal pricing, local demand and promotions). Cost information is based on research in the 50 United States and the District of Columbia. National averages are displayed for U.S. territories. Research was conducted by ASQ360° in 2026 on behalf of Synchrony’s CareCredit. Fees such as “in-office visit” may be charged in addition to the procedure costs.

The information, opinions and recommendations expressed in the article are for informational purposes only. Information has been obtained from sources generally believed to be reliable. However, because of the possibility of human or mechanical error by our sources, or any other, Synchrony and any of its affiliates, including CareCredit, (collectively, “Synchrony”) does not provide any warranty as to the accuracy, adequacy, or completeness of any information for its intended purpose or any results obtained from the use of such information. The data presented in the article was current as of the time of writing. Please consult with your individual advisors with respect to any information presented.

All product, service, and company names are the trademarks of their original owners. The use of any trade name or trademark is for identification and reference only and does not imply any endorsement, sponsorship, or affiliation by or with the trademark holder of their brand.

© 2026 Synchrony Bank.

Sources:

1 "Laparoscopic adjustable gastric banding," Johns Hopkins Medicine. Accessed August 13, 2026. Retrieved from: https://www.hopkinsmedicine.org/health/treatment-tests-and-therapies/laparoscopic-adjustable-gastric-banding

2 “Bariatric surgery procedures fall below 200,000, first time since 2020, new research finds,” American Society for Metabolic and Bariatric Surgery. May 5, 2026. Retrieved from: https://asmbs.org/news_releases/bariatric-surgery-procedures-fall-below-200000-first-time-since-2020-new-research-finds/

3 2026 Synchrony Average Procedural Cost Study for Cosmetic Practices Across the United States, conducted by ASQ360° Market Research.

4 "Bariatric surgery procedure insurance coverage," UCLA Health. Accessed August 13, 2026. Retrieved from: https://www.uclahealth.org/medical-services/surgery/bariatrics/patient-resources/insurance-coverage

5 "Lap-Band," Holy Cross Health. Accessed August 13, 2026. Retrieved from: https://www.holy-cross.com/services/bariatric-surgery/types-of-surgery/lap-band

6 "Laparoscopic gastric banding," MedlinePlus. July 22, 2024. Retrieved from: https://medlineplus.gov/ency/article/007388.htm

7 "Guide to laparoscopic gastric banding," Columbia Surgery. February 2024. Retrieved from: https://columbiasurgery.org/conditions-and-treatments/laparoscopic-gastric-banding

8 "Gastric banding," Griffin Hospital Bariatrics. Accessed August 13, 2026. Retrieved from: https://www.griffinhospitalbariatrics.com/weight-loss-surgery/gastric-banding/

9 "Lap band removal," UCLA Health. Accessed August 13, 2026. Retrieved from: https://www.uclahealth.org/medical-services/surgery/bariatrics/obesity-treatments/lap-band-removal

10 "Guide to sleeve gastrectomy," Columbia Surgery. January 2025. Retrieved from: https://columbiasurgery.org/conditions-and-treatments/sleeve-gastrectomy

11 "Guide to gastric bypass surgery," Columbia Surgery. January 2025. Retrieved from: https://columbiasurgery.org/conditions-and-treatments/gastric-bypass-surgery

12 "Am I mentally prepared for bariatric surgery?," Mercy. Accessed August 13, 2026. Retrieved from: https://www.mercy.net/service/surgical-weight-loss/am-i-mentally-prepared-for-bariatric-surgery/